Is Insuring My RV expensive?

 

Here at Hinterland Caravans on the Gold Coast, we know the ins and outs of travelling and camping in Queensland. The cost of insuring your motorhome does not even compare to the cost of extensive repairs if they should be required.

 

Therefore, weighing up your options should only be, “What type of cover do I need?”

 

The team at Hinterland Caravans has years of experience repairing caravans, motorhomes and RVs, so we know what to look for and what to avoid when it comes to spending money on your camping trip, however long you plan to take.

We have invested in a brilliant service centre in Varsity Lakes, which is part of our ever-growing resource base. For caravan repairs in QLD by a licensed insurer for your RV, we have everything you need.

 

Moving Cover

 

When thinking about insuring your motorhome or RV, it’s important to remember what it is you’re paying for.

Motor homes are basically moveable apartments. This means you have to pay for home and vehicle insurance at the same time if you want to be sure you won’t come unstuck when your travelling through remote areas.

As you would imagine, Australian law for insuring RVs is very particular.

There are so many repairs you may have to make to both the interior and exterior of the vehicle, let alone the mechanics themselves.

Probably the most important thing to remember is that RVs are road vehicles before anything else.

As with any other, and especially large, powerful ones, all vehicles must be appropriately insured. You must have CTP Green Slip Insurance to drive an RV.

While Green Slip insurance is a basic requirement, the expense of motorised homes makes it wise to take fully comprehensive cover as well.

As they are very complex pieces of machinery, unless you are a qualified mechanic you will probably struggle to even name most of the working parts.

 

Standing Charges

 

With Hinterland’s many years providing caravan repairs in QLD, our team appreciates the intricacies of these handy vehicles.

That’s why we recommend being as fully insured as possible before you take your RV on the road.

You’re driving a combined vehicle and home together, so think about the many hazards that can go wrong for both a vehicle plus a home, such as fire, flooding, cyclones, hailstorms, etc.

Then there’s theft, actual or attempted, malicious damage, and any sort of collision you are involved in, whether you caused it or someone else.

Motor homes and RVs today come with all sorts of add-ons, all of which you might want to consider insuring properly. Your awnings, annexes and anything else you absolutely need, like a fridge.

Take all of these things into consideration if you’re considering paying as little as possible on insurance.

Just imagine what you would do if you were stuck without cover for a tow truck.

In our opinion, the more cover you have the better, and the difference in price could make a huge difference in your options when you really need them.

 

We’ve Got It Covered

 

For help on anything from caravan repairs in QLD to the price of RV insurance, get in touch with us at Hinterland. Visit our site today to ensure you are fully covered.

 

You may also find our previous post ”Should I Buy a Secondhand or New Caravan?” of interest to you:

 

Should I Buy a Secondhand or New Caravan?